At Treezpay, we employ a data-driven approach to reduce ACH returns.

We identify patterns and trends that may indicate potential issues leading to ACH returns. This data-driven approach allows us to proactively address underlying issues and implement targeted solutions to mitigate the risk of returns. For example, we keep a stringent check on the balance of the customer to ensure that there is minimal risk of a return due to insufficient funds.

In addition to data analysis, we collaborate closely with merchants experiencing high return rates, developing personalized strategies to address their specific challenges. Alongside our data analysis efforts, we conduct weekly internal reviews of return codes associated with our merchants' transactions and develop localized strategies to address them.

We are confident that our approach underscores our commitment to facilitating secure and reliable transactions for our customers.